Fifty Bees — cabinet de conseil et expertise comptable à Lyon
Retirement & employee benefits

Retirement & employee benefits

Optimise your net compensation, protect your health, prepare for retirement and secure your future — with solutions tailored for business owners and their employees.

Toute la page en un coup d’œil

As a business owner, you’re directly exposed to social risks : work stoppages, disability, income loss, insufficient retirement. Employee benefits cover concrete subjects : preparing for retirement, knowing when you can leave and what income you’ll have, checking that your insurance is suited to your status and securing your personal situation as well as your business.

Fifty Bees offers you a personalized retirement, savings, benefits and insurance audit — free and with no commitment — to get a clear picture of your situation, identify optimization opportunities and limit your risks.

>What employee benefits actually
do for business owners ?

Employee benefits aren’t just about guarantees or contracts. They play a central role in your stability as a business owner and the longevity of your business, throughout your career path.

They notably ensure income continuity in the event of unexpected circumstances, structure the transition from working life to retirement, and secure your business against personal risks.

Because they concern both your personal and professional life, they must be considered in relation to your legal status, your compensation method, your age and upcoming milestones, your medium and long-term projects, and your business and team situation.

When coherent, employee benefits become a real foundation of stability. When they’re not, they create areas of uncertainty… often revealed too late.

>Situations many business owners often face

In practice, many business owners recognize themselves in these situations :

  • Contracts put in place years ago, with little visibility today
  • A vague idea of what would happen if work stopped
  • A retirement difficult to project, due to lack of reliable figures
  • Decisions made over time, without overall vision
  • Little time to step back from these issues
Illustration par Joël Alessandra — questions fréquentes
Schedule a retirement audit (free)

>Les questions que vous vous posez(ou pas encore)

Many business owners ask themselves these questions. The difference is made when you take the time to answer them.

  • If I stopped working tomorrow, what would actually happen ?
  • What income would I actually have ?
  • Am I well protected… or just covered on paper ?
  • At what age could I retire, and at what standard of living ?
  • Would some choices merit adjustment right now ?
  • Does my employee benefits package really match my career trajectory ?
  • Is my business sufficiently prepared to handle the financial consequences of an absence or oversight on social risks ?

>What this expertise
brings you

The goal isn’t to transform everything : it’s to know where you stand and what decisions make sense for you.

Illustration innovation — les bénéfices de notre accompagnement

  • Get clear on your income, today and tomorrow

  • Secure your situation in the event of unexpected circumstances (work stoppage, accident, disability)

  • Anticipate your retirement and avoid bad surprises

  • Protect your family and business continuity

  • Make the right social and tax trade-offs, at the right time

  • Decide with confidence, with a clear view of your trajectory

Picto haut-parleur — citation importante
With employee benefits, the most uncomfortable part isn’t making a decision. It’s deciding without visibility.
Photo illustrant la citation — équipe Fifty Bees

>Notre approche pas à pas

01

Get a clear picture : the personalized retirement audit

Analyze your retirement situation and history, check your rights, identify any anomalies, spot optimization opportunities, think through your end-of-career strategy, estimate different retirement scenarios. You leave with a clear summary document.

02

Build a tailored strategy

From this assessment, we define a strategy with you that’s coherent with your objectives, suited to your status and business, and prioritized over time.

03

Implement and monitor

If you wish, we support you in implementing the solutions chosen, administrative monitoring and necessary adjustments over time.

Ce qui fait notre différence

A comprehensive view

We look at your situation as a whole, not contract by contract.

Clear communication

No unnecessary jargon, no artificial complexity.

Real time to step back

To ask the right questions, at the right moment.

Long-term support

Because your situation evolves, so do your employee benefits.

Picto haut-parleur — citation importante
You don’t need to optimize everything. You mostly need clarity.
Photo illustrant la citation — équipe Fifty Bees

>Retours d’expériences

Parce que vous n’avez pas besoin de promesses… mais de preuves.

Témoignages

Christelle B.

Christelle B.

General insurance agent, Moutier

« Paradoxically, I was selling insurance to my clients without having reviewed my own cover for years. A restructuring of my agency led me to question my own protection if everything stopped tomorrow. The support helped me realise that my disability cover was undersized and that my pension entitlements were partially weak. Today, I have a consolidated view of my protections, and I no longer settle for selling what I didn’t have myself. You think you know because you’re in the business — Fifty Bees showed me that knowing yourself is a different matter entirely. »

>Envie de découvrir les belles histoires de nos clients ? C’est par ici !

>Well-thought-out employee benefits also means…

Employee benefits are rarely an isolated topic. Getting your retirement, income or personal coverage assessed often opens up other reflections, which we also support.

  • • Accounting & financial management : Because the choices made on employee benefits have a direct impact on your compensation, business cash flow and financial balance.
  • • Business transfer : When reflection on your retirement raises questions about timing, conditions or preparation of a future business transfer.
  • • Payroll & HR administration : Because social coverage and payroll are closely linked : contributions, benefits and compliance go hand in hand.

What we love is bringing our expertise together to support you at the right moment, including on topics you may not have initially identified.

Illustration par Joël Alessandra — services complémentaires
Illustration par Joël Alessandra — contactez-nous

> Envie d’en parler ?

How about reviewing your employee benefits ?

Before making decisions, start by getting clarity. Personalized retirement audit — free and with no commitment : a first hour-long discussion to assess your situation and move forward with peace of mind.

Schedule my retirement auditContact us